Dental Insurance & Financing

Affordable Cosmetic Dentistry Financing and Payment Options

Dental Insurance: We Can Help

dental insurance charlotte nc

We are happy to help maximize your insurance benefits by completing your dental insurance claim form and filing it electronically with your insurance carrier.

Your insurance provider will then send your reimbursement check directly to you. This process, called “direct assignment of benefits,” reduces the likelihood of benefits being denied and allows claims to be processed more efficiently. Most patients receive their reimbursement checks within two weeks of treatment.

We have experience with nearly every dental insurance company. We work with them on a daily basis to maximize the benefits of our patients. Here are just a few examples* of the companies with which we can file on your behalf:

*NOTE: If your insurance company isn’t listed, it’s no problem. We can file practically any dental insurance company claim on your behalf!

Patient Care Advocates

dental-patient-care-advocatesAlthough our practice files all kinds of insurance, Dr. Harrell is not affiliated with any insurance company as a “preferred provider.” Since insurance companies dictate fees under this arrangement, “preferred providers” are often forced to cut corners and use cheaper materials and dental labs to make ends meet.

Our practice operates with the opposite perspective, aiming to offer the highest-quality treatment options to every patient, but keeping fees reasonable to provide you with incredible value for your money. We also believe that decisions about your dental health should be made by you and your dentist, not by your insurance company.

We are fully committed to assisting you in any way we can to help maximize your reimbursement. Most patients don’t realize that they can go to a dentist who is out of network and still maximize their reimbursement.

Dental Financing: We have you covered

Lending Club


Moving forward with treatment just got a whole lot easier. Schedule treatment without delay and fit the cost into your monthly budget with a responsible payment plan offered through Lending Club Patient Solutions.

See how easy it is to look your best:

  • True No-Interest Plans for 6 or 12 months.
  • Extended plans with low monthly payments.
  • No upfront payment.
  • No payment due for 3-7 weeks.
  • Friendly, easy customer service.


dental-financing-charlotte-ballantyne-ncWe also offer flexible payment plans through CareCredit, the largest healthcare financing company in America. CareCredit offers an excellent range of services and makes it much easier to handle the out-of-pocket expenses for dental healthcare. It has fast processing and usually we can get you an answer within minutes at our office.

Some of the excellent advantages of CareCredit dental financing include:

  • No interest if paid in full within the 6-month or 12-month payment plans.
  • Use it in conjunction with insurance for co-pays and deductibles.
  • It can be used for general procedures like cleanings and regular visits or urgent necessary treatments like broken teeth or crowns.
  • Cosmetic procedures like teeth whitening, porcelain veneers and Invisalign are also available with this program.
  • Insurance maxed out? CareCredit is an excellent way to extend your resources.

Before and After Gallery

See for yourself how time-after-time we have been able to achieve life changing results for our patients.

View the full Smile Gallery